If you’ve been refused credit when trying to apply for a loan, mortgage or credit card, then don’t worry, we can help you get what you need, even with a poor or limited credit history.
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If you have recently been refused credit it could be because of a poor credit file. Perhaps you are struggling to meet your existing commitments and companies are chasing you for money.
With the help of our trusted partners, we can help you with a range of different debt solutions and advise you on the best way to approach them given your situation.
Have a look at the pros and cons of each solution below, see which one you think best suits your needs and fill in the short form above.The first thing you should do if you've been refused a loan or other kind of credit is to check your credit rating.
The chances are, if you've been refused, that your credit report is poor or incomplete, whether due to missed payments before or late bill payments, for example.
Money Expert has teamed up with Experian to offer our customers access to a free their credit report and score for 30 days.Debt Management Plans
Reduced monthly payment planStruggling with multiple debts and looking for a simple way to manage your finances.
The Money Advice Service offer free and independent debt advice, find out about more options here