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Max LTV

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Cumberland | 2yr 3.27% Discount H/P LTV 60% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.47% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,403.84 and 0 monthly payments of £7,657.13. The total amount payable would be £178,691.26 made up of the loan amount plus interest (£2,692.26) and arrangement fee (£999). **The overall cost for your comparison is 4.3% APRC representative.**

Cumberland | 2yr 3.27% Discount R/M LTV 60% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.47% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,403.84 and 0 monthly payments of £7,657.13. The total amount payable would be £178,691.26 made up of the loan amount plus interest (£2,692.26) and arrangement fee (£999). **The overall cost for your comparison is 4.2% APRC representative.**

Monmouthshire Building Society | 2yr 3.76% Discount H/P LTV 65% No ERC

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.48% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,404.61 and 0 monthly payments of £7,696.32. The total amount payable would be £178,859.66 made up of the loan amount plus interest (£2,710.66) and arrangement fee (£1149). **The overall cost for your comparison is 4.6% APRC representative.**

Monmouthshire Building Society | 2yr 3.73% Discount R/M LTV 65% No ERC

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.51% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,406.91 and 0 monthly payments of £7,696.32. The total amount payable would be £178,764.87 made up of the loan amount plus interest (£2,765.87) and arrangement fee (£999). **The overall cost for your comparison is 4.5% APRC representative.**

Cumberland | 2yr 3.20% Discount R/M LTV 75% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.54% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,409.21 and 0 monthly payments of £7,657.13. The total amount payable would be £178,820.09 made up of the loan amount plus interest (£2,821.09) and arrangement fee (£999). **The overall cost for your comparison is 4.2% APRC representative.**

Cumberland | 2yr 3.20% Discount H/P LTV 75% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.54% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,409.21 and 0 monthly payments of £7,657.13. The total amount payable would be £178,820.09 made up of the loan amount plus interest (£2,821.09) and arrangement fee (£999). **The overall cost for your comparison is 4.3% APRC representative.**

Cumberland | 2yr 3.17% Discount R/M LTV 60% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.57% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,411.51 and 0 monthly payments of £7,657.13. The total amount payable would be £178,875.32 made up of the loan amount plus interest (£2,876.32) and arrangement fee (£999). **The overall cost for your comparison is 4.3% APRC representative.**

Cumberland | 2yr 3.17% Discount H/P LTV 60% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.57% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,411.51 and 0 monthly payments of £7,657.13. The total amount payable would be £178,875.32 made up of the loan amount plus interest (£2,876.32) and arrangement fee (£999). **The overall cost for your comparison is 4.3% APRC representative.**

Darlington Building Society | 2yr 4.36% Discount LTV 80%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,413.05 and 0 monthly payments of £7,752.16. The total amount payable would be £179,032.15 made up of the loan amount plus interest (£2,913.15) and arrangement fee (£1119). **The overall cost for your comparison is 5.1% APRC representative.**

Cumberland | 2yr 3.10% Discount H/P LTV 75% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.64% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,416.88 and 0 monthly payments of £7,657.13. The total amount payable would be £179,004.23 made up of the loan amount plus interest (£3,005.23) and arrangement fee (£999). **The overall cost for your comparison is 4.3% APRC representative.**

Cumberland | 2yr 3.10% Discount R/M LTV 75% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.64% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,416.88 and 0 monthly payments of £7,657.13. The total amount payable would be £179,004.23 made up of the loan amount plus interest (£3,005.23) and arrangement fee (£999). **The overall cost for your comparison is 4.3% APRC representative.**

Cumberland | 2yr 3.02% Discount R/M LTV 60% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.72% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,423.03 and 0 monthly payments of £7,657.13. The total amount payable would be £178,152.63 made up of the loan amount plus interest (£3,152.63) and arrangement fee (£0). **The overall cost for your comparison is 4.1% APRC representative.**

Darlington Building Society | 2yr 4.16% Discount LTV 80%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.79% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,428.40 and 0 monthly payments of £7,752.16. The total amount payable would be £178,800.66 made up of the loan amount plus interest (£3,281.66) and arrangement fee (£519). **The overall cost for your comparison is 5.1% APRC representative.**

Cumberland | 2yr 2.95% Discount R/M LTV 75% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.79% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,428.40 and 0 monthly payments of £7,657.13. The total amount payable would be £178,281.66 made up of the loan amount plus interest (£3,281.66) and arrangement fee (£0). **The overall cost for your comparison is 4.2% APRC representative.**

Cumberland | 2yr 2.93% Discount LTV 60% Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.81% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,429.94 and 0 monthly payments of £7,657.13. The total amount payable would be £179,317.54 made up of the loan amount plus interest (£3,318.54) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Cumberland | 2yr 2.83% Discount LTV 60% Intermediary No ERC

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.91% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,437.62 and 0 monthly payments of £7,657.13. The total amount payable would be £179,502.00 made up of the loan amount plus interest (£3,503.00) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Cumberland | 2yr 2.81% Discount R/M LTV 80% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.93% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,439.16 and 0 monthly payments of £7,657.13. The total amount payable would be £178,539.90 made up of the loan amount plus interest (£3,539.90) and arrangement fee (£0). **The overall cost for your comparison is 4.2% APRC representative.**

Loughborough | 2yr 3.40% Discount LTV 90% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.94% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,439.93 and 0 monthly payments of £7,704.17. The total amount payable would be £179,557.36 made up of the loan amount plus interest (£3,558.36) and arrangement fee (£999). **The overall cost for your comparison is 4.6% APRC representative.**

Cumberland | 2yr 2.77% Discount R/M LTV 60% No Fee Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.97% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,442.24 and 0 monthly payments of £7,657.13. The total amount payable would be £178,613.73 made up of the loan amount plus interest (£3,613.73) and arrangement fee (£0). **The overall cost for your comparison is 4.2% APRC representative.**

Cumberland | 2yr 2.76% Discount LTV 75% Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.98% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,443.01 and 0 monthly payments of £7,657.13. The total amount payable would be £179,631.18 made up of the loan amount plus interest (£3,632.18) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Hanley Economic Building Society | Term 3.45% Discount LTV 60% No ERC

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 1.99% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,443.78 and 24 monthly payments of £0.00. The total amount payable would be £999.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£999). **The overall cost for your comparison is 2% APRC representative.**

Cumberland | 2yr 2.72% Discount R/M LTV 85% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.02% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,446.08 and 0 monthly payments of £7,657.13. The total amount payable would be £178,706.03 made up of the loan amount plus interest (£3,706.03) and arrangement fee (£0). **The overall cost for your comparison is 4.2% APRC representative.**

Monmouthshire Building Society | 2yr 3.20% Discount R/M LTV 90% No ERC

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.04% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,447.62 and 0 monthly payments of £7,696.32. The total amount payable would be £179,741.96 made up of the loan amount plus interest (£3,742.96) and arrangement fee (£999). **The overall cost for your comparison is 4.9% APRC representative.**

Cumberland | 2yr 2.70% Discount R/M LTV 75% No Fee Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.04% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,447.62 and 0 monthly payments of £7,657.13. The total amount payable would be £178,742.96 made up of the loan amount plus interest (£3,742.96) and arrangement fee (£0). **The overall cost for your comparison is 4.2% APRC representative.**

Mansfield | 3yr 3.70% Discount LTV 80%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 36 months at 2.05% and then on our current variable rate of 0% (variable) for the remaining -12 months would require 36 monthly payments of £7,448.39 and -12 monthly payments of £7,736.41. The total amount payable would be £175,804.25 made up of the loan amount plus interest (£305.25) and arrangement fee (£499). **The overall cost for your comparison is 4.9% APRC representative.**

Cumberland | 2yr 2.67% Disc H/P LTV 60% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.07% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,449.93 and 0 monthly payments of £7,657.13. The total amount payable would be £178,798.37 made up of the loan amount plus interest (£3,798.37) and arrangement fee (£0). **The overall cost for your comparison is 4.4% APRC representative.**

Cumberland | 2yr 2.66% Discount LTV 75% Intermediary No ERC

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.08% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,450.70 and 0 monthly payments of £7,657.13. The total amount payable would be £179,815.84 made up of the loan amount plus interest (£3,816.84) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Chorley & District Building Society | 2yr 3.64% Discount LTV 80% Ex/B Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.1% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,452.24 and 0 monthly payments of £7,735.62. The total amount payable would be £178,903.78 made up of the loan amount plus interest (£3,853.78) and arrangement fee (£50). **The overall cost for your comparison is 5.2% APRC representative.**

Hanley Economic Building Society | Term 3.34% Discount LTV 80%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 2.1% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,452.24 and 24 monthly payments of £0.00. The total amount payable would be £950.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£950). **The overall cost for your comparison is 2% APRC representative.**

Hanley Economic Building Society | 5yr 3.34% Discount LTV 50%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 60 months at 2.1% and then on our current variable rate of 0% (variable) for the remaining -36 months would require 60 monthly payments of £7,452.24 and -36 monthly payments of £7,712.02. The total amount payable would be £170,000.60 made up of the loan amount plus interest (£-5,498.40) and arrangement fee (£499). **The overall cost for your comparison is 4% APRC representative.**

Cumberland | 2yr 2.60% Disc H/P LTV 75% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.14% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,455.32 and 0 monthly payments of £7,657.13. The total amount payable would be £178,927.69 made up of the loan amount plus interest (£3,927.69) and arrangement fee (£0). **The overall cost for your comparison is 4.4% APRC representative.**

Hanley Economic Building Society | 2yr 3.25% Discount R/M Help to Buy C/B LTV 90%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.19% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,459.17 and 0 monthly payments of £7,712.02. The total amount payable would be £179,020.09 made up of the loan amount plus interest (£4,020.09) and arrangement fee (£0). **The overall cost for your comparison is 4.8% APRC representative.**

Chorley & District Building Society | 2yr 3.54% Discount LTV 80% Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.2% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,459.94 and 0 monthly payments of £7,735.62. The total amount payable would be £179,038.57 made up of the loan amount plus interest (£4,038.57) and arrangement fee (£0). **The overall cost for your comparison is 5.4% APRC representative.**

Chorley & District Building Society | 2yr 3.54% Discount LTV 80% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.2% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,459.94 and 0 monthly payments of £7,735.62. The total amount payable would be £179,038.57 made up of the loan amount plus interest (£4,038.57) and arrangement fee (£0). **The overall cost for your comparison is 5.4% APRC representative.**

Cumberland | 2yr 2.52% Disc H/P LTV 60% No Fee Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.22% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,461.48 and 0 monthly payments of £7,657.13. The total amount payable would be £179,075.55 made up of the loan amount plus interest (£4,075.55) and arrangement fee (£0). **The overall cost for your comparison is 4.3% APRC representative.**

Darlington Building Society | 3yr 3.71% Discount C/B LTV 80%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 36 months at 2.24% and then on our current variable rate of 0% (variable) for the remaining -12 months would require 36 monthly payments of £7,463.02 and -12 monthly payments of £7,752.16. The total amount payable would be £175,642.81 made up of the loan amount plus interest (£642.81) and arrangement fee (£0). **The overall cost for your comparison is 4.9% APRC representative.**

Cumberland | 2yr 2.46% Disc H/P LTV 80% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.28% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,466.10 and 0 monthly payments of £7,657.13. The total amount payable would be £179,186.49 made up of the loan amount plus interest (£4,186.49) and arrangement fee (£0). **The overall cost for your comparison is 4.5% APRC representative.**

Cumberland | 2yr 2.45% Disc H/P LTV 75% No Fee Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.29% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,466.87 and 0 monthly payments of £7,657.13. The total amount payable would be £179,204.99 made up of the loan amount plus interest (£4,204.99) and arrangement fee (£0). **The overall cost for your comparison is 4.3% APRC representative.**

Cumberland | 2yr 2.41% Discount R/M LTV 90% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.33% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,469.96 and 0 monthly payments of £7,657.13. The total amount payable would be £179,278.98 made up of the loan amount plus interest (£4,278.98) and arrangement fee (£0). **The overall cost for your comparison is 4.3% APRC representative.**

Cumberland | 2yr 2.37% Disc FTB C/B LTV 85% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.37% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,473.04 and 0 monthly payments of £7,657.13. The total amount payable would be £179,352.99 made up of the loan amount plus interest (£4,352.99) and arrangement fee (£0). **The overall cost for your comparison is 4.5% APRC representative.**

Cumberland | 2yr 2.37% Disc H/P LTV 85% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.37% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,473.04 and 0 monthly payments of £7,657.13. The total amount payable would be £179,352.99 made up of the loan amount plus interest (£4,352.99) and arrangement fee (£0). **The overall cost for your comparison is 4.5% APRC representative.**

Darlington Building Society | 2yr 3.56% Discount LTV 90%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.39% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,474.58 and 0 monthly payments of £7,752.16. The total amount payable would be £179,809.00 made up of the loan amount plus interest (£4,390.00) and arrangement fee (£419). **The overall cost for your comparison is 5.2% APRC representative.**

Dudley Building Society | Term 2.50% Disc H/P LTV 50% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 2.49% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,482.30 and 24 monthly payments of £0.00. The total amount payable would be £0.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£0). **The overall cost for your comparison is 2.9% APRC representative.**

Dudley Building Society | Term 2.50% Disc R/M LTV 50% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 2.49% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,482.30 and 24 monthly payments of £0.00. The total amount payable would be £0.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£0). **The overall cost for your comparison is 2.9% APRC representative.**

Hanley Economic Building Society | 2yr 2.94% Discount LTV 90% Shared Ownership

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.5% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,483.07 and 0 monthly payments of £7,712.02. The total amount payable would be £179,593.65 made up of the loan amount plus interest (£4,593.65) and arrangement fee (£0). **The overall cost for your comparison is 4.9% APRC representative.**

Chorley & District Building Society | 2yr 3.20% Discount LTV 75% H2B Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.54% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,486.16 and 0 monthly payments of £7,735.62. The total amount payable would be £180,666.74 made up of the loan amount plus interest (£4,667.74) and arrangement fee (£999). **The overall cost for your comparison is 5.4% APRC representative.**

Cumberland | 2yr 2.17% Disc R/M C/B LTV 60% Local Direct No Fee

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.57% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,488.47 and 0 monthly payments of £7,657.13. The total amount payable would be £179,723.31 made up of the loan amount plus interest (£4,723.31) and arrangement fee (£0). **The overall cost for your comparison is 4.4% APRC representative.**

Cumberland | 2yr 2.10% Disc R/M C/B LTV 75% Local Direct No Fee

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.64% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,493.88 and 0 monthly payments of £7,657.13. The total amount payable would be £179,853.04 made up of the loan amount plus interest (£4,853.04) and arrangement fee (£0). **The overall cost for your comparison is 4.4% APRC representative.**

Cumberland | 2yr 2.06% Disc H/P C/B LTV 90% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.68% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,496.97 and 0 monthly payments of £7,657.13. The total amount payable would be £179,927.19 made up of the loan amount plus interest (£4,927.19) and arrangement fee (£0). **The overall cost for your comparison is 4.5% APRC representative.**

Cumberland | 2yr 2.06% Disc FTB LTV 90% No Fee Local Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.68% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,496.97 and 0 monthly payments of £7,657.13. The total amount payable would be £179,927.19 made up of the loan amount plus interest (£4,927.19) and arrangement fee (£0). **The overall cost for your comparison is 4.5% APRC representative.**

Chorley & District Building Society | 2yr 3.04% Discount LTV 90% Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.7% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,498.51 and 0 monthly payments of £7,735.62. The total amount payable would be £179,964.28 made up of the loan amount plus interest (£4,964.28) and arrangement fee (£0). **The overall cost for your comparison is 5.5% APRC representative.**

Chorley & District Building Society | 2yr 3.04% Discount LTV 90% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.7% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,498.51 and 0 monthly payments of £7,735.62. The total amount payable would be £179,964.28 made up of the loan amount plus interest (£4,964.28) and arrangement fee (£0). **The overall cost for your comparison is 5.5% APRC representative.**

Buckinghamshire Building Society | 2yr 2.50% Discount FTB C/B LTV 95% Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.74% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,501.60 and 0 monthly payments of £7,696.32. The total amount payable would be £180,038.46 made up of the loan amount plus interest (£5,038.46) and arrangement fee (£0). **The overall cost for your comparison is 4.9% APRC representative.**

Cumberland | 2yr 1.96% Disc R/M C/B LTV 80% Local Direct No Fee

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.78% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,504.69 and 0 monthly payments of £7,657.13. The total amount payable would be £180,112.66 made up of the loan amount plus interest (£5,112.66) and arrangement fee (£0). **The overall cost for your comparison is 4.4% APRC representative.**

Cumberland | 2yr 1.87% Disc R/M C/B LTV 85% Local Direct No Fee

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.87% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,511.65 and 0 monthly payments of £7,657.13. The total amount payable would be £180,279.68 made up of the loan amount plus interest (£5,279.68) and arrangement fee (£0). **The overall cost for your comparison is 4.4% APRC representative.**

Mansfield | 5yr 2.76% Disc H/P LTV 40% 55+ Retire IO LPA Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 60 months at 2.99% and then on our current variable rate of 0% (variable) for the remaining -36 months would require 60 monthly payments of £7,520.94 and -36 monthly payments of £7,736.41. The total amount payable would be £173,744.58 made up of the loan amount plus interest (£-2,254.42) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Hanley Economic Building Society | Term 2.45% Disc LTV 50% Retirement IO Mortgage LPA

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 2.99% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,520.94 and 24 monthly payments of £0.00. The total amount payable would be £250.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£250). **The overall cost for your comparison is 0% APRC representative.**

Loughborough | 2yr 2.35% Discount LTV 95% Shared Ownership Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 2.99% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,520.94 and 0 monthly payments of £7,704.17. The total amount payable would be £180,502.51 made up of the loan amount plus interest (£5,502.51) and arrangement fee (£0). **The overall cost for your comparison is 4.9% APRC representative.**

Loughborough | 3yr 2.35% Discount LTV 80% Self Employed Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 36 months at 2.99% and then on our current variable rate of 0% (variable) for the remaining -12 months would require 36 monthly payments of £7,520.94 and -12 monthly payments of £7,704.17. The total amount payable would be £179,302.76 made up of the loan amount plus interest (£3,303.76) and arrangement fee (£999). **The overall cost for your comparison is 4.8% APRC representative.**

Mansfield | 5yr 2.76% Disc R/M LTV 40% 55+ Retire IO LPA Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 60 months at 2.99% and then on our current variable rate of 0% (variable) for the remaining -36 months would require 60 monthly payments of £7,520.94 and -36 monthly payments of £7,736.41. The total amount payable would be £173,744.58 made up of the loan amount plus interest (£-2,254.42) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Chorley & District Building Society | 5yr 2.74% Discount R/M LTV 80% Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 60 months at 3% and then on our current variable rate of 0% (variable) for the remaining -36 months would require 60 monthly payments of £7,521.71 and -36 monthly payments of £7,735.62. The total amount payable would be £172,820.37 made up of the loan amount plus interest (£-2,179.63) and arrangement fee (£0). **The overall cost for your comparison is 4.9% APRC representative.**

Darlington Building Society | 3yr 2.96% Discount LTV 70% Interest only

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 36 months at 3% and then on our current variable rate of 0% (variable) for the remaining -12 months would require 36 monthly payments of £7,521.71 and -12 monthly payments of £7,752.16. The total amount payable would be £178,374.66 made up of the loan amount plus interest (£2,755.66) and arrangement fee (£619). **The overall cost for your comparison is 0% APRC representative.**

Chorley & District Building Society | 5yr 2.74% Discount R/M LTV 80% Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 60 months at 3% and then on our current variable rate of 0% (variable) for the remaining -36 months would require 60 monthly payments of £7,521.71 and -36 monthly payments of £7,735.62. The total amount payable would be £172,820.37 made up of the loan amount plus interest (£-2,179.63) and arrangement fee (£0). **The overall cost for your comparison is 4.9% APRC representative.**

Chorley & District Building Society | 5yr 2.74% Discount LTV 80% Ex/B

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 60 months at 3% and then on our current variable rate of 0% (variable) for the remaining -36 months would require 60 monthly payments of £7,521.71 and -36 monthly payments of £7,735.62. The total amount payable would be £172,870.37 made up of the loan amount plus interest (£-2,179.63) and arrangement fee (£50). **The overall cost for your comparison is 4.8% APRC representative.**

Loughborough | 3yr 2.20% Discount LTV 95% Shared Ownership Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 36 months at 3.14% and then on our current variable rate of 0% (variable) for the remaining -12 months would require 36 monthly payments of £7,532.55 and -12 monthly payments of £7,704.17. The total amount payable would be £178,721.93 made up of the loan amount plus interest (£3,721.93) and arrangement fee (£0). **The overall cost for your comparison is 4.7% APRC representative.**

Cumberland | 2yr 1.56% Disc R/M C/B LTV 90% Local Direct No Fee

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 3.18% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,535.65 and 0 monthly payments of £7,657.13. The total amount payable would be £180,855.68 made up of the loan amount plus interest (£5,855.68) and arrangement fee (£0). **The overall cost for your comparison is 4.5% APRC representative.**

Buckinghamshire Building Society | 3yr 2.05% Discount FTB Family Assist LTV 80% Inter

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 36 months at 3.19% and then on our current variable rate of 0% (variable) for the remaining -12 months would require 36 monthly payments of £7,536.43 and -12 monthly payments of £7,696.32. The total amount payable would be £179,805.62 made up of the loan amount plus interest (£3,955.62) and arrangement fee (£850). **The overall cost for your comparison is 4.8% APRC representative.**

Dudley Building Society | Term 1.80% Disc R/M LTV 90% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.19% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,536.43 and 24 monthly payments of £0.00. The total amount payable would be £0.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£0). **The overall cost for your comparison is 3.6% APRC representative.**

Dudley Building Society | Term 1.80% Disc H/P LTV 90% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.19% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,536.43 and 24 monthly payments of £0.00. The total amount payable would be £0.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£0). **The overall cost for your comparison is 3.6% APRC representative.**

Hanley Economic Building Society | 5yr 2.24% Discount LTV 95%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 60 months at 3.2% and then on our current variable rate of 0% (variable) for the remaining -36 months would require 60 monthly payments of £7,537.20 and -36 monthly payments of £7,712.02. The total amount payable would be £174,599.34 made up of the loan amount plus interest (£-400.66) and arrangement fee (£0). **The overall cost for your comparison is 4.4% APRC representative.**

Chorley & District Building Society | 2yr 2.54% Discount LTV 80% Credit Renew Inter

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 3.2% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,537.20 and 0 monthly payments of £7,735.62. The total amount payable would be £181,091.88 made up of the loan amount plus interest (£5,892.88) and arrangement fee (£199). **The overall cost for your comparison is 5.6% APRC representative.**

Hanley Economic Building Society | Term 2.20% Disc LTV 65% Retirement IO Mortgage LPA

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.24% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,540.30 and 24 monthly payments of £0.00. The total amount payable would be £250.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£250). **The overall cost for your comparison is 0% APRC representative.**

Chorley & District Building Society | 2yr 2.50% Discount LTV 95% North Region

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 3.24% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,540.30 and 0 monthly payments of £7,735.62. The total amount payable would be £181,466.29 made up of the loan amount plus interest (£5,967.29) and arrangement fee (£499). **The overall cost for your comparison is 5.5% APRC representative.**

Chorley & District Building Society | 2yr 2.50% Discount LTV 95% Ex/B

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 3.24% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,540.30 and 0 monthly payments of £7,735.62. The total amount payable would be £181,017.29 made up of the loan amount plus interest (£5,967.29) and arrangement fee (£50). **The overall cost for your comparison is 5.5% APRC representative.**

Buckinghamshire Building Society | 2yr 1.95% Disc H/P LTV 80% Contractor Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 3.29% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,544.18 and 0 monthly payments of £7,696.32. The total amount payable would be £182,059.34 made up of the loan amount plus interest (£6,060.34) and arrangement fee (£999). **The overall cost for your comparison is 5.1% APRC representative.**

Cumberland | Flexi Term 1.45% Discount Offset H/P LTV 60%Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.29% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,544.18 and 24 monthly payments of £0.00. The total amount payable would be £795.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£795). **The overall cost for your comparison is 3.5% APRC representative.**

Cumberland | Flexi Term 1.45% Discount Offset R/M LTV 60%Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.29% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,544.18 and 24 monthly payments of £0.00. The total amount payable would be £795.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£795). **The overall cost for your comparison is 3.4% APRC representative.**

Mansfield | 3yr 2.30% Discount H/P C/B LTV 100% Family Assist

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 36 months at 3.45% and then on our current variable rate of 0% (variable) for the remaining -12 months would require 36 monthly payments of £7,556.59 and -12 monthly payments of £7,736.41. The total amount payable would be £179,399.50 made up of the loan amount plus interest (£4,200.50) and arrangement fee (£199). **The overall cost for your comparison is 5.2% APRC representative.**

Cumberland | Flexi Term 1.25% Discount Offset H/P LTV 75%Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.49% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,559.70 and 24 monthly payments of £0.00. The total amount payable would be £795.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£795). **The overall cost for your comparison is 3.7% APRC representative.**

Buckinghamshire Building Society | 2yr 1.75% Disc H/P LTV 95% Contractor Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 3.49% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,559.70 and 0 monthly payments of £7,696.32. The total amount payable would be £182,431.80 made up of the loan amount plus interest (£6,432.80) and arrangement fee (£999). **The overall cost for your comparison is 5.1% APRC representative.**

Cumberland | Flexi Term 1.25% Discount Offset R/M LTV 75%Direct

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.49% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,559.70 and 24 monthly payments of £0.00. The total amount payable would be £795.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£795). **The overall cost for your comparison is 3.6% APRC representative.**

Hanley Economic Building Society | Term 1.95% Disc LTV 50% Retirement IO Mortgage

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.49% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,559.70 and 24 monthly payments of £0.00. The total amount payable would be £250.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£250). **The overall cost for your comparison is 0% APRC representative.**

Buckinghamshire Building Society | 3yr 1.75% Disc FTB Family Assist LTV 95% Inter

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 36 months at 3.49% and then on our current variable rate of 0% (variable) for the remaining -12 months would require 36 monthly payments of £7,559.70 and -12 monthly payments of £7,696.32. The total amount payable would be £180,792.40 made up of the loan amount plus interest (£4,793.40) and arrangement fee (£999). **The overall cost for your comparison is 4.9% APRC representative.**

Chorley & District Building Society | 5yr 2.24% Discount LTV 90% Ex/B

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 60 months at 3.5% and then on our current variable rate of 0% (variable) for the remaining -36 months would require 60 monthly payments of £7,560.48 and -36 monthly payments of £7,735.62. The total amount payable would be £175,196.23 made up of the loan amount plus interest (£146.23) and arrangement fee (£50). **The overall cost for your comparison is 5% APRC representative.**

Chorley & District Building Society | 2yr 2.24% Discount LTV 90% Credit Renew Inter

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 3.5% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,560.48 and 0 monthly payments of £7,735.62. The total amount payable would be £181,650.43 made up of the loan amount plus interest (£6,451.43) and arrangement fee (£199). **The overall cost for your comparison is 5.7% APRC representative.**

Chorley & District Building Society | 5yr 2.24% Discount LTV 90% Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 60 months at 3.5% and then on our current variable rate of 0% (variable) for the remaining -36 months would require 60 monthly payments of £7,560.48 and -36 monthly payments of £7,735.62. The total amount payable would be £175,146.23 made up of the loan amount plus interest (£146.23) and arrangement fee (£0). **The overall cost for your comparison is 5.1% APRC representative.**

Mansfield | 2yr 2.20% Discount LTV 75% Shared Ownership Club

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 3.55% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,564.36 and 0 monthly payments of £7,736.41. The total amount payable would be £181,743.63 made up of the loan amount plus interest (£6,544.63) and arrangement fee (£199). **The overall cost for your comparison is 5.6% APRC representative.**

Buckinghamshire Building Society | 3yr 1.65% Discount Shared Owner LTV 75% Inter

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 36 months at 3.59% and then on our current variable rate of 0% (variable) for the remaining -12 months would require 36 monthly payments of £7,567.47 and -12 monthly payments of £7,696.32. The total amount payable would be £180,423.00 made up of the loan amount plus interest (£5,073.00) and arrangement fee (£350). **The overall cost for your comparison is 5% APRC representative.**

Hanley Economic Building Society | 2yr 1.84% Discount H/P LTV 95%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 3.6% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,568.24 and 0 monthly payments of £7,712.02. The total amount payable would be £181,887.85 made up of the loan amount plus interest (£6,637.85) and arrangement fee (£250). **The overall cost for your comparison is 5.2% APRC representative.**

Cumberland | Flexi Term 1.12% Disc Offset LTV 75% Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.62% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,569.80 and 24 monthly payments of £0.00. The total amount payable would be £999.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Hanley Economic Building Society | 2yr 1.74% Discount LTV 95% Shared Ownership

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 3.7% and then on our current variable rate of 0% (variable) for the remaining 0 months would require 24 monthly payments of £7,576.02 and 0 monthly payments of £7,712.02. The total amount payable would be £181,824.38 made up of the loan amount plus interest (£6,824.38) and arrangement fee (£0). **The overall cost for your comparison is 5.1% APRC representative.**

Hanley Economic Building Society | Term 1.70% Disc LTV 65% Retirement IO Mortgage

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.74% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,579.13 and 24 monthly payments of £0.00. The total amount payable would be £250.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£250). **The overall cost for your comparison is 0% APRC representative.**

Dudley Building Society | Term 1.20% Disc Professional LTV 90% Semi Excl

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.79% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,583.01 and 24 monthly payments of £0.00. The total amount payable would be £1,000.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£1000). **The overall cost for your comparison is 4% APRC representative.**

Dudley Building Society | Term 1.15% Disc R/M LTV 75% Semi Excl Int Only

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.84% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,586.91 and 24 monthly payments of £0.00. The total amount payable would be £0.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£0). **The overall cost for your comparison is 0% APRC representative.**

Dudley Building Society | Term 1.15% Disc H/P LTV 75% Semi Excl Int Only

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.84% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,586.91 and 24 monthly payments of £0.00. The total amount payable would be £0.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£0). **The overall cost for your comparison is 0% APRC representative.**

Dudley Building Society | Term 1.00% Disc RTB C/B LTV 80% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 3.99% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,598.58 and 24 monthly payments of £0.00. The total amount payable would be £0.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£0). **The overall cost for your comparison is 4.1% APRC representative.**

Swansea | Term 1.00% Discount LTV 80% Self Employed

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 0 months at 4.1% and then on our current variable rate of 0% (variable) for the remaining 24 months would require 0 monthly payments of £7,607.15 and 24 monthly payments of £0.00. The total amount payable would be £250.00 made up of the loan amount plus interest (£-175,000.00) and arrangement fee (£250). **The overall cost for your comparison is 4.3% APRC representative.**

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Borrowing

**Made Easy**

Finding the right mortgage can be a lengthy and stressful process if you’re doing all the leg work yourself. Use Money Expert’s free comparison tool to browse the best discounted mortgages with ease, from the comfort of your own home.

Explained

With a discounted mortgage, you’ll pay interest a set percentage below a certain established rate - typically the lender’s Standard Variable Rate (SVR).

For example, if the lender’s SVR is 4.5%, and you’re offered a discount of 1.5%, your interest rate will be 3%. The interest you pay will track changes in the lenders’ SVR, while remaining that set percentage below it.

You’ll either have the discount for a set term or, in some cases, for the entire length of the mortgage (known as a lifetime discount).

Rates

If you do get a discounted mortgage, it’s worth watching out for ‘collar rates’. These basically act as a lower limit - a minimum amount of interest that you’ll pay, regardless of how low the SVR goes.

Process

Comparing discounted mortgages with Money Expert is a pretty straightforward process. The table above will show you all of the deals on offer, but to get a better idea of those available to you specifically, fill in the short form at the top of the page. This will filter the results on table according to your requirements.

Once you’ve done that, just click on the deal you think suits you best. Fill in the form on the following page, letting us know a bit more about the kind of mortgage you want, and about your financial situation. Once you’ve sent that off, an adviser will be in touch who will guide you through the rest of the process and help to make that you find the perfect discounted mortgage, fit for your needs.